Last Modified April 1, 2013
Conditions of Use
Restrictions on Use of Materials
You may download material displayed on this website for your personal, non-commercial use only and provided you do not remove any copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, link or use the content of this website for commercial purposes without Safeco Insurance’s written permission.
LiveLifeLocal.com focuses on items relating to four core lifestyles and categories of vehicles: 1. Recreational vehicles and the RVing lifestyle 2. Motorcycles and the motorcycle lifestyle 3. Personal watercraft and associated lifestyles (fishing, boating, sailing, etc.) 4. Automobiles and the roadtrip lifestyle
We welcome submission of items for posting that relate to these categories. We reserve the right to monitor submissions and posts, although we may or may not do so. We have no obligation to accept any submission or post any activity, and we may, in our sole discretion, choose not to post an activity, or to remove a post from this website, even if the activity or post complies with these Submission Guidelines.
In general, LiveLifeLocal.com is not appropriate for items which are: • Not related to the lifestyles, vehicles and categories listed above; • Illegal; • Not open to members of the public (e.g., invitation-only activities are not appropriate); • Primarily political or religious in nature; or • Used to promote sales, discounts or deals at a business.
It is never appropriate to post items, or comments about items, that are discriminatory, obscene, defamatory, offensive, disruptive or disrespectful, invasive of privacy rights, infringing upon intellectual property rights or other rights of third persons, or are otherwise inappropriate.
You irrevocably agree that Safeco Insurance will have the right to use, reproduce, exhibit, display, distribute, edit, re-format, adapt and exploit any material, such as photographs or images, or information submitted by you (the “Submissions”) in any manner and all media and formats whether now known or hereafter devised, including without limitation the website, throughout the world in perpetuity, without any further permission or approval from you.
Without limitation of the foregoing, Safeco Insurance will be entitled to display your Submission and your name and any biographical information that you provide on the website for public viewing and comment. Safeco Insurance is not obligated in any way to use any of the Submissions or to remove any Submission from public display once posted. To the fullest extent allowable under any applicable law, you hereby irrevocably waive and/or assign to Safeco Insurance any right to inspect and/or approve any use of the Submissions and any so-called “moral rights” or “droit moral.”
By submitting a Submission, you warrant and represent that the Submission and any words or other materials that may be incorporated therein are original and were created solely by you, that you have the permission of all recognizable persons (or for minors, also the permission of their parents or legal guardians) who appear in the Submission to use their likeness in the Submission, that you have all other rights necessary to submit the Submission and to authorize the uses of the Submissions permitted hereunder, that the exercise by Safeco Insurance of the rights granted to it by you will not infringe upon the rights of any third party, including any intellectual property rights, or right of privacy or publicity, and that no payments to or permission from any third party is required for the exercise by Safeco Insurance of the rights granted to it by you.
You agree to defend, indemnify and hold harmless Safeco Insurance and its parent companies, subsidiaries, affiliates, successors, agents, assigns, and licensees, and each of their officers, directors and employees, and any and all persons who make use of the Submissions with the consent of Safeco Insurance (all of the foregoing hereinafter called “Indemnitees”) from and against any and all claims, demands, damages, costs, charges, legal fees and disbursements, recoveries, judgments, penalties, expenses or losses of whatsoever kind or nature (including attorney’s fees) which may be obtained against, imposed upon or suffered by the Indemnitees by reason of any breach by you of any of your warranties, representations or obligations hereunder or any claim of violation of any other rights resulting from any use made by the Indemnitees of the Submissions as permitted hereunder. By submitting a Submission, you release the Indemnitees from any and all claims and demands arising out of or in connection with use of the Submissions as authorized hereunder, including, without limitation, all claims for copyright infringement, defamation and/or violation of the right of privacy or publicity. You may not terminate or rescind the permission granted to Safeco Insurance hereunder to use the Submissions. In the event of any claim by you against Safeco Insurance, you shall be limited to your remedy at law for damages, if any, and you may not enjoin, restrain or interfere with the distribution, exhibition or exploitation of the Submissions or any website or other production incorporating the same or the exploitation of any of Safeco Insurance’s rights hereunder.
Safeco Insurance does not want to receive confidential or proprietary information from you through this website. Any material, information or other communication you transmit or post to this website will be considered non-confidential and non-proprietary. You are prohibited from posting or transmitting to or from this website any unlawful, threatening, harassing, libelous, defamatory, obscene, or pornographic material, or material that would violate any law. You are prohibited from intentionally making false or misleading statements in any Submission and from including in any Submission any material that would infringe any copyright or would violate the personal or proprietary rights of any third party or any material that contains the confidential information of any third party.
Trademarks & Copyright
All trademarks, services marks, trade names, logos, icons and domain names located on this website are the property of Safeco Insurance and others. Nothing contained on the website should be construed as granting, by implication or otherwise, any license or right to use any trademark, service mark, trade name, logo, icon and domain name displayed on this website without the written permission of Safeco Insurance or third party that may own such marks or names displayed on this website. Your use of the trademarks, service marks, trade names, logos, icons and domain names displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited. Images displayed on this website are either the property of, or used with permission by, Safeco Insurance. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
Links to Other Websites
This website may contain hyperlinks to other websites, which may not be maintained or controlled by Safeco Insurance. Safeco Insurance is not responsible for the content of those websites. The inclusion of any hyperlinks to such websites does not imply approval of or endorsement by Safeco Insurance of those websites, their content or their products and services. If you have difficulty linking to any hyperlinked websites or to report a dead (non-working) link, please send us an e-mail at: [email protected]
Safeco Insurance makes no representations or warranties that the materials posted on this website are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes. Safeco Insurance does not warrant that the website will operate error free or is free from viruses, worms, Trojan horses or other destructive or harmful code. Safeco Insurance also assumes no responsibility, and shall not be liable for, any damages to your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading or uploading of any materials, data, text, images, video, or audio from this website or arising in connection with any failure of performance, error, omission, interruption, defect, computer virus, delay in operation or transmission, or line or system failure.
SAFECO INSURANCE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.
Limitation of Liability
To the maximum extent provided by law Safeco Insurance shall not be liable to you for damages of any kind whatsoever including, but not limited to, direct, indirect, consequential, special, incidental, including without limitation, lost profits or damages resulting from lost data or business interruption, or punitive damages of any kind whatsoever that may result from your use of or inability to use this website or the materials or services provided on this website or the products or services received from this website. Exemptions of implied warranties may not be allowed in all jurisdictions.
You are responsible for you and your family’s participation in activities posted on LiveLifeLocal.com
By using this site, you represent that you are aware of the risks of participation in any activity for which information is posted on this website, which include, but are not limited to personal injury. You understand that participation in any posted activity is strictly voluntary and that you and your family are freely choosing to participate.
By using this site or participating in any activity posted on LiveLifeLocal.com, you agree that you, your assignees, heirs, guardians, next of kin, spouse and legal representatives hereby release Indemnitees from liability for any damage to or loss of personal property, sickness, injury, or death from whatever source, or loss of money, that might occur while participating in, or that results from or arises out of participation in, any such activity, and will not make a claim against or sue Indemnitees in connection with any of the matters covered by this release, whether caused by negligence, recklessness or otherwise. This waiver and release of liability shall be construed broadly to provide a release and waiver to the maximum extent permissible under applicable law.
If you choose to access this website you do so on your own initiative and are responsible for compliance with any local, state and federal laws. The information contained on this website is not an offer to sell or a solicitation to buy any insurance product or service. No insurance product or service is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the insurance or other laws of such jurisdiction. Use of this site will be governed and construed in accordance with the laws of the Commonwealth of Massachusetts.
You acknowledge that any software available or provided to you on this website may contain technology that is subject to strict controls by various agencies of the United States Government pursuant to United States export control laws and regulations. You hereby agree that you will not transfer or export such software from the United States (including, for example, providing such software to any foreign person or entity in the United States) or re-export such software outside the United States in violation of United States export laws and regulations. Safeco Insurance does not authorize the downloading or exportation of any software or technical data from this website to any jurisdiction prohibited by the United States export controls laws and regulations.
Statements about "Safeco" insurance products and services and "Safeco Insurance" refer to insurance policies issued by its underwriting companies, which consists of the companies below. Each of the companies is a separate and distinct legal entity.
America First Insurance Company (NAIC #12696), domiciled at 62 Maple Avenue, Keene, NH 03431.
America First Lloyd's Insurance Company (NAIC #31933), domiciled at 1600 North Collins Blvd., Richardson, TX 75080.
American Economy Insurance Company (NAIC #19690), domiciled at 350 East 96th Street, Indianapolis, IN 46240, is licensed to transact business in all states except New Jersey.
American Fire and Casualty Company (NAIC #24066), domiciled at 9450 Seward Road, Fairfield, OH 45014-5456.
American States Insurance Company (NAIC #19704), domiciled at 350 East 96th Street, Indianapolis, IN 46240, is licensed to transact business in all states.
American States Insurance Company of Texas (NAIC #19712), domiciled at 1600 North Collins Blvd., Richardson, TX 75080, is licensed to transact business in all states except Alaska, Connecticut, Delaware, District of Columbia, Florida, Hawaii, Idaho, Illinois, Maine, Massachusetts, Michigan, Minnesota, Montana, Nevada, New Hampshire, New Jersey, New York, North Carolina, North Dakota, Rhode Island, Vermont, Virginia, West Virginia, Wisconsin and Wyoming.
American States Preferred Insurance Company (NAIC #37214), domiciled at 350 East 96th Street, Indianapolis, IN 46240, is licensed to transact business in all states except Connecticut, Hawaii, Maine, Massachusetts, New Hampshire, New Jersey, New York, Rhode Island and Vermont.
Colorado Casualty Insurance Company(NAIC #41785), domiciled at 62 Maple Avenue, Keene, NH 03431.
Consolidated Insurance Company (NAIC #22640), domiciled at 350 E. 96th Street, Indianapolis, IN 46240.
Employers Insurance Company of Wausau (NAIC #21458), domiciled at 200 Westwood Dr., Wausau, WI 54401.
Excelsior Insurance Company (NAIC #11045), domiciled at 62 Maple Avenue, Keene, NH 03431.
First National Insurance Company of America (NAIC #24724), domiciled at Safeco Plaza, Seattle, WA 98154, is licensed to transact business in all states.
General Insurance Company of America (NAIC #24732), domiciled at Safeco Plaza, Seattle, WA 98154, is licensed to transact business in all states including Guam, the Virgin Islands and Puerto Rico.
Hawkeye-Security Insurance Company (NAIC #36919), domiciled at N19W24130 Riverwood Drive, Waukesha, WI 53188.
Indiana Insurance Company (NAIC #22659), domiciled at 350 E. 96th Street, Indianapolis, IN 46240.
Insurance Company of Illinois (NAIC #26700), domiciled at 2815 Forbs Ave Suite 200, Hoffman Estates, IL 60192, is licensed to transact business only in the states of Arizona, California, Colorado, Delaware, District of Columbia, Illinois, Indiana, Iowa, Kansas, Maryland, Michigan, Missouri, Nebraska, Nevada, Ohio, South Dakota, Virginia and Wisconsin.
Liberty County Mutual Insurance Company (NAIC #19544), domiciled at 2100 Walnut Hill Lane, Irving, TX 75038.
LM Insurance Corporation (NAIC #14486), domiciled at 2815 Forbs Ave., Suite 200, Hoffman Estates, IL 60192.
Liberty Mutual Mid-Atlantic Insurance Corporation (NAIC #33600), domiciled at 275 Grandview Ave. Suite 300, Camp Hill, PA 17011.
Liberty Northwest Insurance Company (NAIC #41939), domiciled at One Liberty Centre 650 N.E. Holladay Street, Portland, OR 97232.
Mid-American Fire & Casualty Company (NAIC #23507), domiciled at 9450 Seward Road, Fairfield, OH 45014
The Midwestern Indemnity Company (NAIC #23515), domiciled at 9450 Seward Road, Fairfield, OH 45014
Montgomery Mutual Insurance Company (NAIC #14613), domiciled at 175 Berkeley St., Boston, MA 02116.
The Netherlands Insurance Company (NAIC #24171), domiciled at 62 Maple Avenue, Keene, NH 03431.
North Pacific Insurance Company (NAIC #23892), domiciled at One Liberty Centre 650 N.E. Holladay Street, Portland, OR 97232.
The Ohio Casualty Insurance Company (NAIC #24074), domiciled at 9450 Seward Road, Fairfield, OH 45014-5456.
Ohio Security Insurance Company (NAIC #24082), domiciled at 9450 Seward Road, Fairfield, OH 45014-5456.
Oregon Automobile Insurance Company (NAIC #23922), domiciled at One Liberty Centre 650 N.E. Holladay Street, Portland, OR 97232.
Peerless Indemnity Insurance Company (NAIC #18333), domiciled at 27201 Bella Vista Parkway, Suite 130, Warrenville, IL 60555.
Peerless Insurance Company (NAIC #24198), domiciled at 62 Maple Avenue, Keene, NH 03431.Safeco Insurance Company of America (NAIC #24740), domiciled at Safeco Plaza, Seattle, WA 98154, is licensed to transact business in all states including Guam.
Safeco Insurance Company of Illinois (NAIC #39012), domiciled at 27201 Bella Vista Pwy., Suite 130, Warrenville, IL 60535, is licensed to transact business in all states except Delaware, District of Columbia, Hawaii, Maine, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, North Dakota, Rhode Island, South Carolina, South Dakota, Vermont and West Virginia.
Safeco Insurance Company of Indiana (NAIC #11215), domiciled at 350 East 96th Street, Indianapolis, IN 46240, is licensed to transact business in all states except California, Maine, Michigan and New Hampshire.
Safeco Insurance Company of Oregon (NAIC #11071), domiciled at 16505 SW 72nd Avenue, Portland, OR 97224, is licensed to transact business in the states of Oregon and Washington only.
Safeco Lloyds Insurance Company (NAIC #11070), domiciled at 1600 North Collins Blvd., Richardson, TX 75080, is licensed to transact business only in the state of Texas.
Safeco National Insurance Company (NAIC #24759), domiciled at 62 Maple Avenue, Keene, NH 03431, is licensed to transact business in all states except Alaska, California, Connecticut, Delaware, District of Columbia, Hawaii, Maine, Massachusetts, Michigan, Minnesota, Mississippi, New Jersey, North Carolina, Pennsylvania, Rhode Island, South Carolina, Texas, Vermont and Washington.
Safeco Surplus Lines Insurance Company (NAIC #11100), domiciled at Safeco Plaza, Seattle, WA 98154, is licensed only in the state of Washington. However, it is qualified as a surplus lines carrier in all states including the Virgin Islands and Puerto Rico, except New Hampshire and Guam.
West American Insurance Company (NAIC #44393), domiciled at 350 East 96th St., Indianapolis, IN 46240
Safeco Plaza, Seattle, Washington is the main administrative office and principal place of business. Each underwriting company listed above is financially responsible for its own insurance products.
The websites of other Liberty Mutual subsidiaries and affiliates not listed above, and which may be hyperlinked to this website, contain separate Terms & Conditions for Use and separate Privacy Statements applicable to those websites. They can be reviewed on the subsidiary or affiliate specific website.